I believe in providing high-quality, unbiased, and research-backed insights. However, due to the nature of financial research and regulatory requirements, the following refund policy applies:
Once a subscription is purchased and the research service is activated, fees are non-refundable.
This rule is necessary because:
Research reports contain sensitive, proprietary information
Insights cannot be “returned” once delivered
SEBI mandates transparency but does not permit refund-based solicitation
If a client requests cancellation before the service or report has been delivered, a refund may be processed after deducting applicable payment gateway charges.
Partial or prorated refunds are not applicable, irrespective of:
Subscription period
Usage frequency
Market performance
Research services are time-bound and knowledge-based, and hence exempt from returnability.
If a duplicate or accidental payment is made, clients should contact us within 48 hours.
Such refunds will be processed after necessary verification.
In case of concerns regarding service quality or delivery, clients are encouraged to contact us directly.
I aim to resolve issues through:
Clarifications
Re-delivery of missed reports (if applicable)
Ensuring uninterrupted service for the remainder of the subscription
All policies follow SEBI guidelines under the Research Analyst Regulations, ensuring:
No misleading claims
No guaranteed returns
No speculative promises
Our commitment is to maintain fairness, professionalism, and complete transparency with every client.
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RA Sanjoy Ghosh (SEBI Registered Research Analyst: INH000021696) is your most reliable partner for strategic stock market recommendations and investments.
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