Refund Policy

I believe in providing high-quality, unbiased, and research-backed insights. However, due to the nature of financial research and regulatory requirements, the following refund policy applies:

1. No Refund After Subscription Activation

Once a subscription is purchased and the research service is activated, fees are non-refundable.
This rule is necessary because:

  • Research reports contain sensitive, proprietary information

  • Insights cannot be “returned” once delivered

  • SEBI mandates transparency but does not permit refund-based solicitation

2. Cancellation Before Activation

If a client requests cancellation before the service or report has been delivered, a refund may be processed after deducting applicable payment gateway charges.

3. Partial Refunds or Prorated Refunds

Partial or prorated refunds are not applicable, irrespective of:

  • Subscription period

  • Usage frequency

  • Market performance

Research services are time-bound and knowledge-based, and hence exempt from returnability.

4. Accidental Payments

If a duplicate or accidental payment is made, clients should contact us within 48 hours.
Such refunds will be processed after necessary verification.

5. Disputes & Resolution

In case of concerns regarding service quality or delivery, clients are encouraged to contact us directly.
I aim to resolve issues through:

  • Clarifications

  • Re-delivery of missed reports (if applicable)

  • Ensuring uninterrupted service for the remainder of the subscription

6. Compliance Guarantee

All policies follow SEBI guidelines under the Research Analyst Regulations, ensuring:

  • No misleading claims

  • No guaranteed returns

  • No speculative promises

Our commitment is to maintain fairness, professionalism, and complete transparency with every client.

"Grow Your Money with the Expert Advice - A Complete Package of Trading/Investing, Learning the Logic and Hand-holding Together"

RA Sanjoy Ghosh (SEBI Registered Research Analyst: INH000021696) is your most reliable partner for strategic stock market recommendations and investments.

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